After my last temper tantrum when nobody would answer me, I deleted the game from my PS5. Once I saw they addressed the issue and made an update early this morning, I reinstalled the game. After it's completely installed, you're prompted with the difficulty levels, etc. You're also given a screen that says the server data is different from your local file data. I selected server data and everything showed up again.
Of course, this was after I saw that logging in to the show website with my PSN info now showed all my stubs and stuff (before it was wiped away). So, now everything is there for my PSN account, The Show account and nothing on XBOX. I'm assuming if I link the XBOX account it'll bring everything in there, but I'm in no rush to do that.
Hope this helps...someone.