I wouldn't waste 40k on these packs. But, if you're willing to try your luck, you'll only lose 20k bc you're guaranteed a 20-22k card.
The loss isn't really worth complaining over.
Now if those cards were selling for 5k, then that's a little more reason to rant about it.
Besides Burnes, none look that appealing to me anyway. And he's only 85-90k.
In Fifa, you gamble much more and can get back much less. 409k to do a icon pack and you'll usually end up with a 85k untradeable card, lol. So it could be a lot worse.