All Attributes starting at a minimum of 40 isn't especially fun
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Why, oh why, can't we remove points from attributes to go under 40, in order to assign them to places we really want?
It's a single player mode - let me set my speed to 0 if I want to roleplay Chungus Mcgee or whatever; and also, let me remove points from power if I want to start as a 99 speed slap hitter.
Being unable to take points away from the starting levels just decreases the variety of potential players you can build, and that's not ideal in a single-player mode.