If someone played the game late after the all star game

[Saint_Raiders_PSN]

How much grinding would they have to do without spending money to keep up?

[Easy_Duhz_It__PSN]

To keep up with you? If you're talking about just playing offline stuff, you're only in competition with yourself. If you wanna jump into ranked 4 months after the game comes out, you're kinda screwed there.